PeraTheOne

A loan in an instant

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How much do you need?
₱  1,500
₱ 500
₱ 25,000
How much do you need?
₱  1,500
₱ 500
₱ 25,000
Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Continue

Quickly

We issue loans in the shortest possible time, without visiting the office

Simply

Minimum of documents and the easiest application procedure

Beneficial

0% rate for new customers

Comfortable

The approved loan is transferred to the account within a few minutes after signing the documents

What do I need to get a loan?

Debit card

Only from the age of 18

Passport details

Cell phone number and email

How to Get a Loan

1

Take a look at all the offers, choose what suits you

You can select suitable companies and click "Get"

2

Submit an application

Send a request to 2-3 companies. This will increase the chances of getting a loan

3

Get your money

If the response to the application is positive, the loan will be received within a couple of minutes

Hurry up! There are very few options left!

09:59

We are trusted by thousands of people

John

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Jacob

I’m retired and have recently learned how to navigate on the net! My son gave me a laptop, and I wanted to give him a present, too: a mobile phone. Despite my age and my small income, I was able to do it!

Nathaniel

This service is convenient to use because it lets you sort the credit institutions by rating. I didn’t have to waste time comparing each company’s terms and checking them individually. The money was already on my bank account in 30 minutes.

Ready to get your unique loan?

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Material Disclosure

We represent Fininity Ltd, which acts a credit broker. We are not a lender. peratheone.com does not directly offer any type of loans or consumer loan products.

Repayment Periods and Interest Rates

The loans offered on this website through Fininity Ltd have a minimum repayment period of 120 days (four months) and a maximum of 180 days (six months). Our repayment periods are typically 120 days. Rates vary from 0% to 36%. Interest rates vary from lender to lender. Your situation and credit score will affect the rates offered to you.

Collection Process

Most lenders will contant you through regular mail, email, or phone to change your payment terms. Failure to pay may result in interest accruals and/or increases and may affect your credit score. Continued failing to pay may result in the lender transferring your debt to a collection agency, which will lead to additional fees.

Consequences of Nonpayment

If you cannot repay on time, your lender may start the collection process as per the loan agreement. Your lender will often contact you to arrange an alternative repayment schedule. This could result in additional fees or interest. Lenders also have an option to file a lawsuit against you. Consider contacting your lender before missing a payment to find out what collection policy they have and discuss your repayment options.

Late Payments

If you think you won’t be able to make a payment on time, then it is important to contact your lender beforehand. Your lender may offer to extend or renew your loan. Keep in mind, however, that this will accrue additional interest. Your lender may charge a fee for late payments. The amount is determined by the lender, so please read the loan terms before agreeing. Late payments may also negatively affect your credit score.

Extensions

If you wish to renew or extend your current loan, please contact your lender as soon as you can before your payment date. Although some lenders may extend your loan with the same terms as the original loan, each lender has their own extension policy and may charge additional fees or interest. Sometimes, renewals may be processed automatically. Please consider the decision to extend your loan very carefully and seek independent financial advice if necessary.

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